NJ Housing Rehabilitation Trust Fund

NJ Housing and Mortgage Finance Agency

Available Home Repair

About This Program

State-funded forgivable loans for comprehensive home rehabilitation for low- and moderate-income homeowners. Loans forgiven after 5-10 years of owner-occupancy. Available through participating municipalities.

Forgivable loan with 5-10 year occupancy requirement

Key Details

  • Forgivable loan up to $50,000
  • For comprehensive home rehabilitation
  • Income at or below 80% AMI
  • Forgiven after 5-10 years of occupancy
  • Contact Garfield housing office

How to Apply

A grant-savvy contractor in Garfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Contact participating municipality for availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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