NJ HomeKeeper Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Interest-free home repair loans for income-qualified homeowners to address critical health and safety issues. Loans have flexible repayment terms and no monthly payments for the first five years.

Interest-free loan with deferred payments for five years

Key Details

  • Interest-free loans up to $35,000
  • No monthly payments for first 5 years
  • For critical health and safety repairs
  • Income limit 80% AMI for most counties
  • Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Garfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling basis, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Garfield, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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