Texas First-Time Homebuyer Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Garland. Forgivable loan or grant combined with competitive interest rate mortgage. Income and purchase price limits apply.

Down payment assistance, forgiven over time or at sale

Key Details

  • Up to $20,000 down payment assistance
  • Must be first-time homebuyer
  • Income and purchase price limits apply
  • Combined with competitive mortgage rate
  • Available through approved lenders

How to Apply

Deadline: Ongoing subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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