Home Improvement Grants in Garland.

Browse cataloged grants, rebates, loans, and other assistance records for Garland, TX. Verify each program's current rules, service area, and status.

The Garland, TX directory shows 30 cataloged resources. Of those, 25 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 25 records is $126,526, not an estimate of your award. Discovery tags include 5 senior-related records, 3 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-05-25. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants17Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans2Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates3Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 30 resources (25 currently open or actionable repair-assistance records)
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000

Garland CDBG Owner-Occupied Rehabilitation

Provides grants and forgivable loans for major home repairs to income-qualified homeowners in Garland. Funds can address...

Home Repair
Up to $15,000

Garland ADA Home Accessibility Grant

Assists income-qualified Garland homeowners with disabilities in making accessibility modifications such as ramps, widen...

Seniors & Disability
Up to $10,000

Garland Senior Home Repair Program

Provides grants for critical home repairs to income-qualified senior homeowners (age 62+) in Garland. Priority given to ...

Seniors & Disability
Up to $2,500

Garland Power & Light Energy Efficiency Rebates

Offers rebates to Garland Power & Light customers for qualifying energy-efficient HVAC systems, insulation, water heater...

Energy
Up to $1,200

Garland Power & Light Heat Pump Rebate

Provides rebates for Garland Power & Light customers installing qualifying high-efficiency heat pump systems. Rebate amo...

Energy
Up to $3,000

Garland Power & Light Solar Incentive

Offers incentives for Garland Power & Light customers installing qualifying solar photovoltaic systems. Incentive based ...

Solar/Renewable
Up to $5,000

Garland Water/Sewer Line Assistance

Provides assistance to income-qualified homeowners for repair or replacement of private water and sewer lateral lines co...

Home Repair
Up to $8,000

Texas Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by TDHCA serving Garland residents. Provides free energy-efficiency...

Weatherization
Up to $30,000

Texas HOME Owner-Occupied Rehab

Federal HOME Investment Partnerships Program funds administered by TDHCA for major home repairs and rehabilitation. Forg...

Home Repair
Up to $12,000

Texas Lead-Based Paint Hazard Reduction

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very low-income homeowners in eligible rural areas near Garland to repair or modernize the...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Can be combine...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Available to q...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans with mobility ...

Veterans
Up to $25,000

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans. Competitive interest rates and flexible terms for repairs, impro...

Veterans
Up to $15,000

Dallas County Lead Hazard Control

County-administered program to reduce lead-based paint hazards in homes built before 1978 with children under 6. Free se...

Home Repair
Varies by jurisdiction

Texas Homestead Property Tax Exemption

State-mandated property tax exemption for homeowners in Garland. Exempts portion of home value from property taxes. Addi...

Property Tax Relief
Freezes school taxes

Texas Senior Property Tax Ceiling

Freezes school property taxes at the current amount for qualifying homeowners age 65+ or disabled in Garland. Prevents t...

Property Tax Relief
Up to 100% exemption

Texas Disabled Veteran Property Tax Exemption

Provides property tax exemptions for disabled veterans based on disability rating. Veterans with 100% disability rating ...

Property Tax Relief
Up to $1,200

Atmos Energy Efficiency Rebates

Rebates for Atmos Energy natural gas customers in Garland who install qualifying high-efficiency furnaces, water heaters...

Energy
Up to $75,000

Texas General Land Office Disaster Recovery

CDBG Disaster Recovery funds administered after federally declared disasters. Provides home repair and reconstruction as...

Disaster
Varies by project

Texas Hazard Mitigation Grant Program

FEMA-funded program to reduce risk of future disaster damage. May include elevation, floodproofing, acquisition, or safe...

Disaster
Up to $35,000

Texas Housing Trust Fund

State-funded program providing grants for home repairs to very low-income homeowners. Administered through local service...

Home Repair
Up to $20,000

Texas Foundation Repair Assistance

Specialized assistance for foundation repairs caused by soil movement, common in North Texas. Forgivable loan for income...

Home Repair
Up to $15,000

Texas On-Site Sewage Facility Repair

Provides grants and low-interest loans for repair or replacement of failing septic systems. Available to income-qualifie...

Home Repair
Varies by household size, income, and energy costs

Texas CEAP (Comprehensive Energy Assistance Program)

Provides heating and cooling assistance to income-eligible Texas households through local service providers. Includes cr...

Energy

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Local help in Garland, TX

Organizations that help Garland homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Garland, TX?

The directory includes 25 possible-program records associated with Garland, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Garland classified?

Our classifier labels 17 records as grants, 2 as forgivable loans, and 3 as rebates in Garland. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Garland?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.