Find grants, rebates, forgivable loans, and free programs for Gastonia, NC, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gastonia, NC, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 11 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free lead-based paint hazard removal for pre-1978 homes in Gaston County with children under 6 years old. Servi...
Federal weatherization program administered by NC DEQ that provides free energy efficiency improvements to low-income ho...
Provides 0% interest loans up to $50,000 for major home repairs and rehabilitation. Available to homeowners with income ...
Low-interest loans for very low-income homeowners in eligible rural areas near Gastonia to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disabilities. F...
Helps veterans with certain service-connected disabilities adapt or purchase a home. For veterans who are blind in both ...
Rebates for Duke Energy customers who install qualifying high-efficiency heat pumps. Rebate amounts vary based on SEER r...
Rebates for Duke Energy customers who install qualifying energy-efficient electric water heaters, including heat pump wa...
Free home energy assessment with instant rebates on energy-saving improvements like insulation, air sealing, and duct se...
Comprehensive rebate program for multiple energy efficiency upgrades including HVAC, insulation, windows, and more. Cust...
Duke Energy offers rebates for residential solar installations in North Carolina. Rebate amounts are based on system siz...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Includes solar panels, ins...
North Carolina exempts 80% of the appraised value of solar energy equipment from property taxes. This reduces the proper...
Federal HOME Investment Partnerships Program funds administered by NC Housing Finance Agency for major home rehabilitati...
State disaster recovery program that provides grants for home repair and reconstruction after federally declared disaste...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Gastonia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Gastonia, 11 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.