USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas near Gastonia to repair, improve, or modernize homes. Loans up to $40,000 at 1% interest for up to 20 years.

1% interest loan with payments based on income and loan amount

Key Details

  • Loan up to $40,000 at 1% interest
  • For very low-income homeowners
  • Must be in eligible rural area
  • Terms up to 20 years
  • Covers major home repairs

How to Apply

A grant-savvy contractor in Gastonia, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gastonia, NC

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