Home Improvement Grants in Gastonia.

Find grants, rebates, forgivable loans, and free programs for Gastonia, NC, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gastonia, NC, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants11Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free lead hazard removal

Gaston County Lead Hazard Control Program

Provides free lead-based paint hazard removal for pre-1978 homes in Gaston County with children under 6 years old. Servi...

Home Repair
Up to $8,500 in weatherization services

North Carolina Weatherization Assistance Program (WAP)

Federal weatherization program administered by NC DEQ that provides free energy efficiency improvements to low-income ho...

Weatherization
Loan up to $50,000 at 0% interest

NC Housing Finance Agency Rehabilitation Loan

Provides 0% interest loans up to $50,000 for major home repairs and rehabilitation. Available to homeowners with income ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans for very low-income homeowners in eligible rural areas near Gastonia to repair, improve, or modernize...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home to accommodate their disabilities. F...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt or purchase a home. For veterans who are blind in both ...

Veterans
Up to $600 rebate

Duke Energy Heat Pump Rebate

Rebates for Duke Energy customers who install qualifying high-efficiency heat pumps. Rebate amounts vary based on SEER r...

Energy
Up to $450 rebate

Duke Energy Water Heater Rebate

Rebates for Duke Energy customers who install qualifying energy-efficient electric water heaters, including heat pump wa...

Energy
Up to $900 in instant rebates

Duke Energy Home Energy House Call

Free home energy assessment with instant rebates on energy-saving improvements like insulation, air sealing, and duct se...

Weatherization
Up to $1,300 in rebates

Duke Energy Smart Saver Program

Comprehensive rebate program for multiple energy efficiency upgrades including HVAC, insulation, windows, and more. Cust...

Energy
Up to $6,000 rebate

North Carolina Solar Rebate Program

Duke Energy offers rebates for residential solar installations in North Carolina. Rebate amounts are based on system siz...

Solar/Renewable
30% of installation cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Includes solar panels, ins...

Solar/Renewable
80% property tax exemption

North Carolina Solar Property Tax Exemption

North Carolina exempts 80% of the appraised value of solar energy equipment from property taxes. This reduces the proper...

Solar/Renewable
Up to $60,000 forgivable loan

North Carolina HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds administered by NC Housing Finance Agency for major home rehabilitati...

Home Repair
Up to $100,000 grant

North Carolina Disaster Recovery Housing Program

State disaster recovery program that provides grants for home repair and reconstruction after federally declared disaste...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Gastonia

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Gastonia, NC?

20 programs are currently listed for Gastonia, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Gastonia have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Gastonia, 11 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Gastonia?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.