Illinois Housing Development Authority Rehabilitation Loan

Illinois Housing Development Authority (IHDA)

Available Home Repair

About This Program

Forgivable rehabilitation loans for income-qualified homeowners in Illinois to address critical health and safety repairs. Loan is forgiven after the homeowner meets residency and compliance requirements for the required period.

Forgivable loan, no repayment required if compliance terms met

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $20,000 for critical repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Covers roofing, plumbing, electrical, HVAC
  • Loan forgiven after compliance period

How to Apply

A grant-savvy contractor in Geneva, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Geneva early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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