FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD-approved lenders

Available Home Repair

About This Program

FHA-insured mortgage that allows Georgetown buyers to finance both the purchase and rehabilitation of a property in a single loan, or allows current homeowners to refinance and include repair costs. Available through HUD-approved lenders for properties needing moderate to substantial repairs.

Loan amount includes purchase price plus rehabilitation costs; subject to FHA lending limits

Key Details

  • Finance purchase + repairs in single mortgage
  • Available for moderate to substantial rehab
  • FHA-insured, typically 3.5% down payment
  • Available through HUD-approved lenders
  • Can also refinance existing home with repairs

How to Apply

A grant-savvy contractor in Georgetown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Georgetown, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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