USDA Section 504 Home Repair Grant and Loan

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income rural homeowners (62+ for grants, all ages for loans) to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $7,500 for seniors 62+; loans up to $20,000 at 1% interest for all ages.

Grant for seniors 62+, or low-interest loan for all ages; portions of Georgetown may qualify as rural

Key Details

  • Grant up to $7,500 for homeowners 62+
  • Loan up to $20,000 at 1% interest for all ages
  • Very low income required (50% AMI)
  • Designated rural areas of Scott County
  • Covers health, safety, accessibility repairs

How to Apply

A grant-savvy contractor in Georgetown, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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