Find grants, rebates, forgivable loans, and free programs for Germantown, TN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Germantown, TN, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 10 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program that provides free weatherization services to income-qualified Tennessee households. Services i...
Provides below-market interest rate mortgages and down payment assistance for first-time homebuyers in Tennessee. DPA is...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes occupied by families with childr...
Memphis Light, Gas and Water offers rebates for energy-efficient home improvements including high-efficiency HVAC system...
Rebate for installation of qualifying high-efficiency electric heat pumps. Systems must meet minimum SEER2 and HSPF2 rat...
Rebate for replacement of existing electric or gas water heaters with high-efficiency models or heat pump water heaters....
CDBG-funded program providing forgivable loans to low- and moderate-income homeowners for major home repairs and rehabil...
Grant program for emergency repairs that pose immediate health and safety threats to very low-income homeowners in Germa...
Grant program to fund accessibility modifications for Germantown homeowners with disabilities or senior residents. Modif...
Grant program for minor home repairs and safety improvements for senior homeowners age 62 and older in Germantown. Cover...
USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or mod...
Grant for veterans with certain service-connected disabilities to build, purchase, or modify a home to accommodate their...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...
MLGW's HELPS program provides reduced utility rates and payment assistance to income-qualified residential customers. Qu...
Cost-share program to assist Shelby County homeowners with repair or replacement of private sewer lateral lines. Program...
Matching grants for rehabilitation and preservation of properties listed on the National Register of Historic Places. Fu...
FHA mortgage program that enables homebuyers and homeowners to finance both the purchase (or refinance) of a house and t...
Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and HVAC sys...
Federal tax credit covering 30% of the cost of installing solar energy systems, including solar panels and battery stora...
Federal HOME funds administered by THDA for owner-occupied housing rehabilitation. Provides grants or forgivable loans t...
Emergency energy assistance for low-income households facing heating or cooling crisis situations such as utility shut-o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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