USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes and remove health and safety hazards. Seniors age 62+ may qualify for grants.

Grant amount for seniors 62+; loans available for others at 1% interest

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(901) 544-0115

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Deadline: Applications accepted year-round, subject to funds

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