USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to homeowners age 62 and older who cannot repay a loan.

Grant amount for seniors 62+; loan for others; based on income and need

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors age 62+ unable to repay loan
  • Income must be very low (50% AMI or below)
  • Owner-occupied homes in qualifying rural areas
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Gillette, WY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gillette early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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