NJHMFA Home Improvement Program

NJ Housing & Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for New Jersey homeowners to fund repairs, renovations, and accessibility modifications. Competitive interest rates and flexible terms available for eligible applicants.

Low-interest loan up to $50,000 with terms up to 20 years

Key Details

  • Low-interest loans up to $50,000
  • Income limits vary by county and household size
  • Must be owner-occupied primary residence
  • Terms up to 20 years available
  • Can be combined with other NJHMFA programs

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Gloucester, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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