Find grants, rebates, forgivable loans, and free programs for Gloucester, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gloucester, NJ, with individual awards up to $126,526. 7 programs target seniors, 4 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 0 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by the state to reduce energy costs for low-income households. Services incl...
Low-interest home improvement loans for New Jersey homeowners to fund repairs, renovations, and accessibility modificati...
State-administered HUD program providing free lead hazard control services for income-eligible New Jersey homes built be...
County-funded grant program for senior homeowners age 62+ in Camden County to address home repairs and safety issues. Gr...
PSE&G rebate program for high-efficiency heating and cooling equipment including heat pumps, central air conditioning, a...
Rebate program for insulation installation and air sealing improvements in PSE&G service territory. Includes attic, wall...
New Jersey's solar incentive program allowing homeowners who install solar panels to earn Solar Renewable Energy Certifi...
New Jersey exempts solar energy equipment from state sales tax, saving homeowners approximately 6.625% on the cost of so...
USDA program offering low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, ...
VA grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Grant ...
VA grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to adapt...
New Jersey property tax relief program providing credits or deductions for homeowners and tenants to reduce property tax...
New Jersey program that reimburses eligible senior citizens and disabled persons for property tax increases on their pri...
NJ's Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief benefits...
County-funded grant program for accessibility modifications to homes of Camden County residents with disabilities. Cover...
New Jersey property tax deduction for disabled veterans who are permanent and total (100%) disabled from wartime service...
New Jersey's most generous veteran benefit: total property tax exemption for qualifying disabled veterans. Available to ...
Federal HOME funds administered locally in New Jersey for affordable housing activities including owner-occupied rehabil...
PSE&G rebate for purchasing and installing ENERGY STAR certified smart thermostats. Eligible models automatically optimi...
Low-interest loan program for Camden County homeowners to repair or replace sewer lateral lines connecting homes to publ...
Free comprehensive energy efficiency services for income-qualified NJ households. Includes insulation, air sealing, HVAC...
Federal tax credit covering 30% of the total cost of solar panel system installation including equipment and labor. Cred...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Gloucester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Gloucester, 20 programs do not require repayment, 0 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.