Minnesota Housing Finance Agency
Deferred-payment home improvement loan for income-qualified Minnesota homeowners. Interest-free loan with no payments for up to 20 years or until home is sold, refinanced, or no longer primary residence. Covers repairs, accessibility modifications, and energy improvements.
Deferred loan, no payments until home sale or refinance
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Golden Valley, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Golden Valley early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Deadline: Ongoing through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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