Hennepin County Septic System Loan Program

Hennepin County Environmental Services

Available Home Repair

About This Program

Low-interest loan to repair or replace failing septic systems in Hennepin County. 3% fixed interest rate with up to 10-year repayment term. Available to any homeowner regardless of income. Loan payments added to property tax statement. Golden Valley is mostly on municipal sewer; program primarily for rural properties.

3% interest loan, repaid through property taxes over 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $30,000 for septic repair/replacement
  • 3% fixed interest rate, 10-year term
  • No income restrictions
  • Payments added to property tax bill
  • Most of Golden Valley on municipal sewer

How to Apply

A grant-savvy contractor in Golden Valley, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Golden Valley early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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