USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants up to $10,000 available for seniors (62+) unable to repay a loan. Golden Valley is not designated rural, but adjacent areas may qualify.

Grant portion for seniors 62+; loan for other qualifying households

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ unable to repay
  • Income must be below 50% area median
  • Golden Valley not designated rural; check eligibility
  • Removes health/safety hazards, accessibility modifications

How to Apply

A grant-savvy contractor in Golden Valley, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Golden Valley early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Golden Valley, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs