USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize homes in eligible rural areas near Golden. Grants are for removing health and safety hazards; loans have 1% interest and 20-year terms.

Grant for seniors 62+ removing hazards; loan amount for other repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors age 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility

How to Apply

A grant-savvy contractor in Golden, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Golden early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to annual appropriation

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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