Home Improvement Grants in Golden.

Find grants, rebates, forgivable loans, and free programs for Golden, CO, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Golden, CO, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

City of Golden Owner-Occupied Rehabilitation Program

City of Golden's CDBG-funded program provides forgivable loans for major home repairs to owner-occupied households at or...

Home Repair
Up to $10,000 grant

Golden Emergency Home Repair Grant

Emergency repair grants for low-income Golden homeowners facing urgent health and safety issues. Must be owner-occupied ...

Emergency
Up to $8,000 in weatherization services

Jefferson County Weatherization Assistance Program

Free weatherization services for income-qualified Jefferson County residents, including Golden. Program provides insulat...

Weatherization
Up to $2,000 in combined rebates

Xcel Energy Home Efficiency Rebates

Xcel Energy offers rebates to Golden customers for qualifying insulation, air sealing, furnace, and water heater upgrade...

Energy
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebates for installing qualifying electric air-source or ground-source heat pumps in Golden homes served by Xcel Energy....

Energy
Up to $9,000 upfront incentive

Xcel Energy Solar*Rewards Program

Incentive program for Golden homeowners installing solar panels. Xcel pays per-watt incentives for systems up to 25 kW. ...

Solar/Renewable
Up to $5,000 in free upgrades

Xcel Energy Income-Qualified Efficiency Program

Free energy efficiency upgrades for income-qualified Xcel customers in Golden at or below 60% AMI. Includes comprehensiv...

Energy
Up to $7,500 down payment assistance

CHFA FirstHome Program

Colorado's FirstHome program provides down payment assistance grants up to $7,500 for first-time homebuyers in Jefferson...

Homebuyer
Up to $15,000 per unit

Colorado Lead-Based Paint Hazard Reduction Program

State-funded program to reduce lead hazards in pre-1978 homes with children under age 6. Priority for households at or b...

Home Repair
Up to $12,000 grant

Jefferson County Home Accessibility Modification Program

Grant program for Jefferson County residents with disabilities or seniors needing home modifications for accessibility. ...

Seniors & Disability
Up to $5,000 grant

Golden Area Senior Home Repair Program

Home repair grants for Jefferson County homeowners age 60 and older with limited income. Covers emergency and critical r...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, im...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to purchase or modify a home to meet their adapt...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Available in Golden fo...

Veterans
Up to $5,000 grant

Jefferson County Sewer Lateral Repair Assistance

Financial assistance for income-qualified Jefferson County homeowners to repair or replace failing private sewer lateral...

Home Repair
Up to $2,500 cost-share grant

Colorado Wildfire Mitigation Grant Program

Cost-share grants for homeowners in high wildfire-risk areas near Golden to create defensible space and harden homes. Fu...

Disaster
Up to $1,500 in rebates

Colorado EnergySmart Program

State-sponsored rebates for Colorado homeowners completing whole-home energy efficiency improvements. Requires home ener...

Energy
Up to $2,500 state tax credit

Colorado Residential Renewable Energy Tax Credit

Colorado state income tax credit for residential renewable energy system installations. Homeowners in Golden can claim c...

Solar/Renewable
50% property tax exemption

Jefferson County Senior Property Tax Exemption

Colorado's Senior Property Tax Exemption program provides 50% reduction in first $200,000 of home value for Golden homeo...

Property Tax Relief
Up to $75,000 combined purchase and rehab

CHFA Home Improvement Mortgage

CHFA program allows Golden homebuyers to finance both home purchase and needed repairs in a single mortgage. Works like ...

Home Repair
Up to $5,000 matching grant

Golden Historic Preservation Grant

Matching grants for exterior rehabilitation of homes in Golden's historic districts. Funds up to 50% of costs for histor...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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