USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing grants up to $10,000 for seniors 62+ and loans up to $20,000 at 1% interest for very low-income rural homeowners. Repairs must address health and safety hazards or make the home accessible for household members with disabilities.

Grant portion available for seniors 62+; loans at 1% interest for all eligible

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest for very low-income
  • Must be in rural area (Grand Saline qualifies)
  • Repairs must address health/safety or accessibility
  • Income at or below 50% AMI required

How to Apply

A grant-savvy contractor in Grand Saline, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grand Saline early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Grand Saline, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs