MSHDA Home Repair Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

Forgivable loan for necessary home repairs for owner-occupied homes in Michigan. Loan is forgiven after 5 years of continued occupancy. Must meet income limits and property value requirements.

Forgivable loan, no repayment required if homeowner remains in residence 5 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $15,000
  • Must be owner-occupied primary residence
  • Income limits apply (up to 120% AMI)
  • Loan forgiven after 5 years residency
  • Covers major repairs and systems

How to Apply

A grant-savvy contractor in Grandville, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grandville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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