Illinois Access to Independence Program

Illinois Housing Development Authority (IHDA)

Available Senior & Disability

About This Program

Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabilities. Covers ramps, widened doorways, accessible bathrooms, and other home modifications. Loans offered at 1% interest for up to 10 years.

Low-interest loan at 1% with flexible repayment terms up to 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan (1%) for accessibility modifications
  • Up to $30,000 for qualifying improvements
  • Household member with disability required
  • Income at or below 120% AMI
  • 10-year repayment terms available

How to Apply

A grant-savvy contractor in Granite City, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Granite City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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