USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Seniors 62+ may qualify for grant assistance up to $10,000 to remove health and safety hazards.

1% interest loan plus grant for seniors to remove hazards

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural area
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in Graniteville, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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