Texas On-Site Sewage Facility (OSSF) Repair Program

Texas Water Development Board

Available Home Repair

About This Program

Low-interest loan program for Texas homeowners to repair or replace failing septic systems (on-site sewage facilities). Loans at 0-3% interest over 5-10 years help homeowners address health and environmental hazards.

Low-interest loan, typically 2-3% over 5-10 years; some grants available for low-income

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $20,000
  • For septic system repair or replacement
  • Interest rates 0-3% over 5-10 years
  • Income at or below 115% area median
  • Some grant funding for very low income

How to Apply

A grant-savvy contractor in Grapeland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grapeland early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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