USDA Section 504 Home Repair Grants & Loans

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing grants up to $10,000 for very low-income seniors 62+ to remove health and safety hazards, plus loans up to $20,000 at 1% interest for other repairs. Grass Valley qualifies as eligible rural area. Grants do not need to be repaid; loans have 20-year term.

Grant portion covers health/safety hazards; loan at 1% interest for other repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 grant for seniors 62+ (very low income)
  • Up to $20,000 loan at 1% for other repairs
  • Remove health and safety hazards
  • Grass Valley eligible as USDA rural area
  • Grant does not require repayment

How to Apply

A grant-savvy contractor in Grass Valley, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Grass Valley early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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