USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors 62+ may qualify for grants; others receive 1% loans.

Grant for seniors 62+, otherwise 1% interest loan

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loans up to $40,000 or grants up to $10,000
  • Very low income (50% AMI or below) required
  • Grants available for seniors 62+
  • 1% interest loans for others under 62
  • Must be in USDA-eligible rural area (verify address)

How to Apply

A grant-savvy contractor in Greenwood Village, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Greenwood Village early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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