USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program for very low-income rural homeowners to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Grant portion for seniors 62+; loan for others at 1% interest over 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low-income homeowners in eligible rural areas
  • Removes health/safety hazards
  • 20-year loan repayment term

How to Apply

Get free help applying Visit Official Program Page Track this program

(770) 229-3350

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Deadline: Year-round applications

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