Polk County Owner-Occupied Rehabilitation Program

Polk County Housing Trust Fund

Available Home Repair

About This Program

Provides forgivable loans for major home repairs to low- and moderate-income homeowners in unincorporated Polk County and participating cities. Loan forgiven after 10 years of continued owner-occupancy. Covers health, safety, and code violations.

Forgivable loan for comprehensive home rehabilitation, no repayment if 10-year occupancy requirement met

Key Details

  • Forgivable loan up to $20,000 for major repairs
  • Income at or below 80% AMI required
  • Must own and occupy home in Polk County
  • Forgiven after 10 years of occupancy
  • Covers health, safety, and code violations

How to Apply

A grant-savvy contractor in Grimes, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to annual funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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