Find grants, rebates, forgivable loans, and free programs for Grimes, IA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Grimes, IA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program administered by IMPACT Community Action Partnership serving Polk County. Provide...
MidAmerican Energy provides rebates for residential customers who install high-efficiency furnaces, air conditioners, he...
Enhanced rebates for residential customers installing qualifying air-source or geothermal heat pump systems. Geothermal ...
Rebate program for residential solar photovoltaic installations. Rebate calculated based on system size with maximum cap...
Down payment and closing cost assistance for first-time homebuyers in Iowa. Forgivable second mortgage that is forgiven ...
Provides forgivable loans for major home repairs to low- and moderate-income homeowners in unincorporated Polk County an...
HUD-funded lead hazard control program for Iowa homes built before 1978 with children under age 6 or pregnant women. Fre...
Low-interest loans for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...
Grants for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Maxim...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their dis...
Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. For veterans who ar...
Medicaid waiver program providing home and vehicle modifications for Iowa seniors age 65+ who need nursing-facility leve...
Emergency grants for critical home repairs that pose immediate health and safety threats. Covers furnace failure, roof l...
Low-interest financing program to assist Grimes homeowners with the cost of repairing or replacing private sewer and wat...
Federal HOME funds distributed by Iowa Finance Authority to local agencies for homeowner rehabilitation. Provides grants...
Iowa law exempts the added home value from a solar energy system from property tax assessment. Homeowners who install so...
Federal tax credit covering 30% of the cost of installing a residential solar energy system, including equipment and lab...
Federally-funded program helping low-income Iowa households pay heating bills. Provides direct assistance with energy co...
Emergency weatherization services for households facing immediate health and safety threats due to heating system failur...
Property tax credit for Iowa homeowners age 65 or older, or totally disabled, with household income below $24,356 (2024)...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Grimes, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Grimes, 16 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.