Find grants, rebates, forgivable loans, and free programs for Groton, CT, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Groton, CT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation for income-qualified owner-occupied homes in Groton. Forgivable loan over 5 years wit...
Provides accessibility modifications for Groton homeowners with disabilities, including ramps, widened doorways, accessi...
Assists low-income Groton homeowners with the cost of repairing or replacing private sewer laterals. Program helps preve...
Federally-funded weatherization program administered by Connecticut reducing energy costs through insulation, air sealin...
State-funded lead hazard removal for pre-1978 Connecticut homes where a child under 6 has an elevated blood lead level. ...
Comprehensive home energy assessment and upgrades for Eversource electric customers in Groton. Income-qualified customer...
Rebates for ductless and central air-source heat pumps for Eversource electric customers. Provides both heating and cool...
Performance-based solar incentive for Groton homeowners installing photovoltaic systems. Incentive paid over 6 years bas...
Rebates for high-efficiency central air conditioning, furnaces, boilers, and heat pump water heaters for Eversource cust...
Property tax relief for Groton residents age 65+ or totally disabled with limited income. Provides annual reduction in p...
Low-interest loans and grants for very low-income homeowners in eligible rural areas near Groton to repair, improve, or ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability needs. For...
Helps veterans with certain service-connected disabilities adapt a home to meet their needs. For veterans with blindness...
Down payment and closing cost assistance for first-time homebuyers in Groton. Zero-interest second mortgage that is forg...
Below-market interest rate mortgage for first-time homebuyers in Connecticut. Offers lower rates than conventional loans...
No-cost comprehensive energy efficiency improvements for income-qualified Eversource customers. Includes insulation, air...
State income tax credit for qualified rehabilitation of historic homes in Connecticut. Covers 30% of qualified expenses ...
Emergency and essential home repair grant for Groton seniors (62+) with limited income. Covers urgent repairs that affec...
Matched savings program for low-income Connecticut residents saving for a home purchase. Participants receive 2:1 match ...
Rebate for Groton Utilities customers installing high-efficiency natural gas water heaters. Reduces energy costs and sup...
Rebate for Groton Utilities natural gas customers installing high-efficiency furnaces. AFUE rating of 95% or higher requ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Groton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Groton, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.