USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Grant portion (seniors 62+) plus low-interest loan for additional needs

Key Details

  • Low-interest loans up to $40,000
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI or below)
  • Must be in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

A grant-savvy contractor in Gulf Breeze, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual appropriations

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