Palm Beach County SHIP Owner-Occupied Rehab

Palm Beach County Housing & Community Development

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for rehabilitation of owner-occupied homes in Palm Beach County. Loan is forgiven after 15 years of continued occupancy and compliance with program requirements.

Forgivable loan amount based on scope of repairs needed, no repayment if occupied 15 years

Key Details

  • Forgivable loan up to $75,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Palm Beach County
  • Forgiven after 15 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, windows

How to Apply

A grant-savvy contractor in Gulfstream, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, funds limited

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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