Home Improvement Grants in Gulfstream.

Find grants, rebates, forgivable loans, and free programs for Gulfstream, FL, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gulfstream, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $75,000

Palm Beach County SHIP Owner-Occupied Rehab

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for rehabilitation of owner-occupied hom...

Home Repair
Up to $8,000 per home

Florida Weatherization Assistance Program

Federal WAP program administered by the state to reduce energy costs for low-income households. Services include insulat...

Weatherization
Free energy assessment + up to $450 in products

FPL Home Energy Survey & Direct Install

Free in-home energy assessment for FPL residential customers with direct installation of LED bulbs, smart power strips, ...

Energy
Up to $1,600 rebate

FPL High-Efficiency Heat Pump Rebate

Rebate for FPL customers who install qualifying high-efficiency electric heat pumps. Rebate amounts vary from $250 to $1...

Energy
Varies by subscription level

FPL SolarTogether Community Solar Program

Community solar program allowing FPL customers to subscribe to solar energy without installing panels on their property....

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including solar panels and ...

Solar/Renewable
Up to $10,000 matching grant

Palm Beach County Coastal Resilience Grant

Matching grant program for homeowners in coastal areas to implement flood mitigation and resilience improvements includi...

Disaster
Free inspection + up to $10,000 grant

My Safe Florida Home Program

Provides free wind inspections and matching grants up to $10,000 for hurricane mitigation improvements for Florida homeo...

Disaster
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Very low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Qualifyi...

Veterans
Up to $15,000 per home

Florida Lead-Based Paint Hazard Reduction

HUD-funded program administered by Florida Department of Health to identify and remediate lead-based paint hazards in pr...

Home Repair
Up to $35,000 forgivable loan

Palm Beach County Accessibility Modification Program

Forgivable loan program for low-income homeowners with disabilities to make accessibility modifications to their owner-o...

Seniors & Disability
Up to $25,000 assistance

Florida Homeowner Assistance Fund (HAF)

Federal program providing financial assistance to homeowners experiencing hardship due to COVID-19 pandemic. Helps with ...

Emergency
Up to $7,500 grant

Palm Beach County Septic to Sewer Connection Grant

Grant program to offset costs of connecting to county sewer system when service becomes available to properties currentl...

Home Repair
Up to $5,000 grant

Palm Beach County Senior Home Repair Program

Emergency home repair grant for seniors age 60+ who own and occupy their homes in Palm Beach County. Provides minor repa...

Seniors & Disability
Free service, $100+ value

FPL On Call Home Energy Check

Free service call from FPL technician to check air conditioning system performance, including refrigerant levels, thermo...

Energy
Up to $50,000 grant

Florida Resilient Homes Program

State program providing grants for flood mitigation and hurricane hardening improvements for Florida homeowners. Eligibl...

Disaster
Up to $650 in rebates

FPL Energy-Efficient Appliance Rebates

Rebates for FPL customers who purchase qualifying energy-efficient appliances including heat pump water heaters, pool pu...

Energy
Up to $50,000 additional exemption

Palm Beach County Senior Property Tax Exemption

Additional homestead exemption for seniors age 65+ with household income below $32,000 and at least 25 years of permanen...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Gulfstream, FL?

24 programs are currently listed for Gulfstream, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Gulfstream have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Gulfstream, 19 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Gulfstream?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.