Alabama Housing Finance Authority Step Up Program

About This Program

AHFA's Step Up program provides forgivable loans up to $30,000 for major home repairs to help Alabama homeowners maintain and improve their properties. Loan is forgiven over 10 years with continued occupancy and compliance.

Forgivable loan averages $20,000 for major repairs, forgiven over 10 years

Key Details

• Forgivable loan up to $30,000 for home repairs
• Income limits vary by county (typically 80% AMI)
• Must be owner-occupied primary residence
• Forgiven over 10 years with continued occupancy
• Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Guntersville, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability