Arkansas Housing Finance Agency Owner-Occupied Rehab

Arkansas Development Finance Authority (ADFA)

Available Home Repair

About This Program

Provides deferred, forgivable loans for critical home repairs to low-income homeowners. Loan is forgiven after 10 years of continued occupancy. Administered through local Community Action Agencies.

Deferred loan forgiven after 10 years of owner occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Deferred loan up to $25,000 for critical repairs
  • Income at or below 80% area median income
  • Loan forgiven after 10 years of occupancy
  • Must be owner-occupied single-family home
  • Administered through Community Action Agencies

How to Apply

A grant-savvy contractor in Gurdon, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gurdon early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administering agency for current availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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