Find grants, rebates, forgivable loans, and free programs for Hackensack, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hackensack, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to income-eligible homeowners in Hackensack for major home repairs and rehabilitation work. Lo...
Federally-funded program administered by New Jersey that provides free weatherization services to income-eligible househ...
State-funded program providing free lead hazard assessment and abatement for income-eligible households in homes built b...
Statewide rebate program for qualifying air-source and ground-source heat pump installations. Rebate amounts vary based ...
Comprehensive home energy efficiency program offering rebates and incentives for qualifying improvements. Includes free ...
Rebate program for PSE&G electric customers who install high-efficiency central air conditioning or heat pump systems. R...
Rebates for PSE&G gas customers who replace existing water heaters with high-efficiency models or tankless systems. Reba...
Federally-funded HOME Investment Partnerships Program providing rehabilitation assistance to low-income homeowners. Forg...
Grant program for Bergen County seniors age 60+ who need emergency or critical home repairs. Assists with repairs that a...
Provides grants for home accessibility modifications for residents with permanent disabilities. Covers ramps, widened do...
Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes or remove health and...
Grant for veterans with certain service-connected disabilities to help purchase or modify a home to meet their needs. Co...
Grant for veterans with certain service-connected disabilities to adapt homes for accessibility. Covers modifications su...
Market-based incentive program that compensates solar system owners for the clean energy they produce. Homeowners earn t...
Fixed incentive program for new solar installations, providing 15 years of guaranteed payments based on system size and ...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system, including equipment and ins...
Comprehensive no-cost home energy efficiency program for income-qualified households. Includes energy assessment, air se...
Federally-funded program providing financial assistance to help low-income households pay heating bills. Also offers eme...
Year-round program providing monthly credits on electric and natural gas bills for income-qualified New Jersey household...
Grant program to assist income-eligible Hackensack homeowners with the cost of repairing or replacing damaged sewer late...
Assistance program for homeowners to replace aging or leaking water service lines from the street to the home. Helps pre...
Cost-share program for Bergen County homeowners in flood-prone areas to implement mitigation measures such as sump pumps...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Hackensack, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hackensack, 18 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.