USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very-low-income homeowners to repair, improve, or modernize homes or remove health and safety hazards. Grant portion available for seniors 62+ to make accessibility modifications. Rural designation may apply.

Combination of low-interest loan up to $20,000 and grant up to $10,000 for seniors

Key Details

  • Loan up to $20,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Owner-occupied rural homes
  • Repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Hackensack, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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