USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants of up to $10,000 available to seniors (62+) for accessibility and safety improvements. Portions of Hackettstown may qualify as eligible rural areas.

Loan at 1% interest for 20 years; grant component for seniors 62+ only

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ for accessibility
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Owner-occupied primary residence only

How to Apply

A grant-savvy contractor in Hackettstown, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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