Home Improvement Grants in Hagerstown.

Find grants, rebates, forgivable loans, and free programs for Hagerstown, MD, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hagerstown, MD, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Maryland Weatherization Assistance Program (WAP)

Federally funded program administered by HRDC that provides free home energy improvements to income-eligible households ...

Weatherization
Forgivable loan up to $30,000

Hagerstown Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs to owner-occupied properties in Hagerstown. Eligible households must ...

Home Repair
Up to $7,500 grant

Hagerstown Emergency Home Repair Grant

Grant for emergency home repairs that pose immediate threats to health and safety for owner-occupied households with inc...

Emergency
Up to $15,000 forgivable loan

Hagerstown Accessibility Modification Program

CDBG-funded forgivable loan for accessibility modifications to owner-occupied homes where a household member has a docum...

Seniors & Disability
Free lead hazard removal

Hagerstown Lead Paint Abatement Grant

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 in Hagerstown with children under 6. Se...

Home Repair
Up to $500 rebate

Potomac Edison Home Energy Rebate - HVAC

Rebate for Potomac Edison residential customers who install qualifying high-efficiency HVAC systems, heat pumps, or cent...

Energy
Up to $250 rebate

Potomac Edison Home Energy Rebate - Insulation

Rebate for Potomac Edison residential customers who install qualifying insulation improvements including attic, wall, or...

Weatherization
Up to $750 rebate

Potomac Edison Heat Pump Water Heater Rebate

Rebate for Potomac Edison residential customers who install ENERGY STAR certified heat pump water heaters. Higher rebate...

Energy
Free energy efficiency upgrades

Maryland EmPOWER Low-Income Energy Efficiency

Free comprehensive home energy assessment and efficiency upgrades for income-eligible Potomac Edison customers. Includes...

Energy
Up to $5,000 grant

Maryland Residential Clean Energy Grant Program

State grant for income-eligible Maryland homeowners installing solar photovoltaic systems, battery storage, or geotherma...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans and Grants

Federal loans and grants for very low-income homeowners in eligible rural areas near Hagerstown to repair or improve hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where the vetera...

Veterans
Free lead inspection and abatement

Maryland Lead Poisoning Prevention Program

State program providing free lead risk assessments and abatement services for properties built before 1978 where a child...

Home Repair
Property tax credit up to 50%

Washington County Senior Property Tax Credit

Property tax credit for Washington County homeowners age 65 or older with limited income. Credit reduces county property...

Property Tax Relief
Up to $15,000 forgivable loan

Maryland HomeCredit Step Forward Down Payment Assistance

Down payment and closing cost assistance for eligible first-time homebuyers in Maryland. Forgivable second mortgage up t...

Homebuyer
Up to $25,000 forgivable loan

Washington County HOME Investment Partnership

Federally funded HOME program providing forgivable loans for major home repairs to income-eligible homeowners in Washing...

Home Repair
Up to $5,000 grant

Hagerstown Sewer Lateral Repair Grant

Grant to assist Hagerstown homeowners with the cost of repairing or replacing damaged sewer laterals from the home to th...

Home Repair
20% tax credit on qualified expenses

Maryland Historic Preservation Tax Credit

State tax credit for rehabilitation of owner-occupied historic properties listed on the National Register or contributin...

Historic
Up to $5,000 tax credit

Maryland Green Building Tax Credit

State income tax credit for residential properties that achieve LEED Silver or higher certification. Credit is lesser of...

Solar/Renewable
Grant up to $20,000

Washington County Septic System Grant

Grant to help Washington County homeowners upgrade failing septic systems to protect water quality in the Chesapeake Bay...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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