USDA Section 504 Home Repair Loans and Grants

USDA Rural Development

Available Home Repair

About This Program

Federal loans and grants for very low-income homeowners in eligible rural areas near Hagerstown to repair or improve homes or remove health and safety hazards. Grants up to $10,000 for seniors 62+ to remove hazards; loans up to $27,500 at 1% interest.

Grant available for seniors 62+, otherwise 1% interest loan

Key Details

  • Loans up to $27,500 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Must be in eligible rural area near Hagerstown
  • Income at or below 50% AMI required
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(301) 665-4332

A grant-savvy contractor in Hagerstown, MD can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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