Idaho Housing and Finance Association Owner-Occupied Rehabilitation

Idaho Housing and Finance Association

Available Home Repair

About This Program

HOME-funded forgivable loan program for income-eligible homeowners in Idaho to make essential home repairs and improvements. Loan is forgiven after 5 years of continued owner-occupancy. Administered through local housing authorities.

Forgivable loan amount based on scope of needed repairs, no repayment if homeowner complies with affordability period

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Must maintain owner-occupancy for 5 years
  • Covers structural, systems, and safety repairs
  • Administered through Blaine County Housing Authority

How to Apply

A grant-savvy contractor in Hailey, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Hailey early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Contact local administrator for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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