Find grants, rebates, forgivable loans, and free programs for Haines City, FL, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Haines City, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency upgrades to income-eligible households in Polk County. Service...
State-funded home rehabilitation program providing forgivable loans to low and moderate income homeowners in Florida for...
CDBG-funded emergency repair grants for very low-income homeowners in Haines City facing immediate health and safety haz...
CDBG-funded program providing accessibility modifications for low-income homeowners with disabilities in Haines City. Co...
USDA program providing loans (1% interest, 20-year term) and grants to very low-income homeowners in eligible rural area...
VA grant for veterans with certain service-connected disabilities to construct or modify a home to meet their adaptive n...
VA grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Eligible disabili...
Duke Energy offers rebates to residential customers who upgrade to energy-efficient HVAC systems, water heaters, insulat...
Duke Energy provides rebates for qualifying high-efficiency heat pump installations in residential homes. Rebate amount ...
Duke Energy's net metering program provides bill credits for excess solar energy generated by residential solar systems....
City of Haines City provides low-interest loans to qualifying homeowners for repair or replacement of private sewer late...
Florida Department of Health provides free lead hazard reduction services to income-eligible households with children un...
State-administered CDBG-DR program providing grants to homeowners affected by federally declared disasters (including Hu...
Florida Homestead Exemption reduces the taxable value of owner-occupied primary residences by up to $50,000, lowering an...
Additional property tax exemption for homeowners age 65+ with household income below $32,000 (adjusted annually). Provid...
Property tax exemption for homeowners with total and permanent disability as certified by two Florida-licensed physician...
Federal tax credit covering 30% of the cost of installing residential solar energy systems. Applies to solar panels, ins...
State and manufacturer rebates available for ENERGY STAR certified appliances including refrigerators, water heaters, an...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Haines City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Haines City, 15 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.