USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans (1% interest, 20-year term) and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan.

Loan at 1% interest or grant for seniors 62+; amount based on need

Key Details

  • Up to $40,000 loan (1% interest) or $10,000 grant
  • Very low income homeowners in eligible rural areas
  • Grants available to seniors 62+ unable to repay loan
  • Removes health and safety hazards
  • Contact USDA Lakeland office for eligibility

How to Apply

A grant-savvy contractor in Haines City, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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