NJHMFA Home Improvement Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for income-eligible New Jersey homeowners. Fixed interest rates below market, up to 20-year terms available for major repairs, improvements, and accessibility modifications.

Low-interest loan amount based on household income and creditworthiness

Key Details

  • Low-interest loan up to $35,000
  • Income limits apply (varies by household size)
  • Fixed rates below market
  • Up to 20-year terms available
  • For major repairs and improvements

How to Apply

A grant-savvy contractor in Hamilton, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hamilton, NJ

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