USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwellings or remove health and safety hazards. Grants up to $10,000 available for seniors (62+) who cannot repay a loan.

Loan up to $40,000 at 1% interest; grant up to $10,000 for seniors 62+ unable to repay

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+ unable to repay
  • Very low income required (50% AMI or below)
  • Must be in USDA-designated eligible area
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Hamilton, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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