Home Improvement Grants in Hammond.

Find grants, rebates, forgivable loans, and free programs for Hammond, IN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hammond, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $30,000 forgivable loan

Hammond CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to low-income owner-occupied households in Hammond. Loan is forgiven af...

Home Repair
Up to $10,000 grant

Hammond Emergency Home Repair Program

Provides emergency grants for urgent health and safety repairs to very low-income homeowners in Hammond. Addresses immed...

Emergency
Up to $15,000 grant

Hammond Accessibility Modification Program

Provides grants for accessibility modifications to homes of Hammond residents with disabilities. Funds ramps, grab bars,...

Seniors & Disability
Free lead hazard removal

Hammond Lead Hazard Reduction Program

Provides free lead-based paint testing and hazard reduction services for Hammond homes built before 1978 with children u...

Home Repair
Up to $5,000 rebate

Hammond Sanitary Sewer Lateral Assistance

Assists Hammond homeowners with the cost of repairing or replacing failing private sanitary sewer lateral lines. Rebate ...

Home Repair
Up to $7,500 grant

Hammond Senior Home Repair Grant

Provides home repair grants to Hammond homeowners age 62 and older with limited income. Covers essential repairs includi...

Seniors & Disability
Up to $8,000 in weatherization

Indiana Weatherization Assistance Program

Federal weatherization program administered by IHCDA through Lake County Economic Development Corporation. Provides free...

Weatherization
Free lead hazard reduction

Indiana Lead-Based Paint Hazard Reduction Program

HUD-funded statewide program to reduce lead-based paint hazards in pre-1978 homes. Provides free testing, risk assessmen...

Home Repair
Up to $24,999 grant

Indiana HOME Investment Partnerships Program

Federal HOME funds administered by IHCDA for owner-occupied rehabilitation. Provides grants or forgivable loans for subs...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. L...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Does not need ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home in which they will live. Covers ...

Veterans
Free assessment + instant savings

NIPSCO Home Energy Assessment

Free in-home energy assessment for NIPSCO customers in Hammond. Includes free energy-saving products installed on-site s...

Weatherization
Up to $500 rebate

NIPSCO Heating & Cooling Rebates

Rebates for NIPSCO customers who install qualifying high-efficiency natural gas furnaces, boilers, or water heaters. Reb...

Energy
Up to $100 rebate

NIPSCO Smart Thermostat Rebate

Rebate for NIPSCO natural gas customers who purchase and install a qualifying smart thermostat. Smart thermostats help r...

Energy
Up to $7,500 in improvements

NIPSCO Energy Efficiency Assistance for Income-Qualified

Free energy efficiency improvements for income-qualified NIPSCO customers. Services include insulation, air sealing, fur...

Weatherization
Federal 30% tax credit

Indiana Solar Energy Tax Credit

Federal solar investment tax credit (ITC) provides 30% tax credit for residential solar installations in Indiana. Reduce...

Solar/Renewable
Varies by system size

NIPSCO Renewable Energy Program

Net metering program for NIPSCO customers with solar or other renewable energy systems. Allows customers to receive cred...

Solar/Renewable
Up to 60% assessed value reduction

Lake County Homestead Property Tax Deduction

Indiana homestead deduction reduces the assessed value of your primary residence by up to 60%, significantly lowering pr...

Property Tax Relief
Additional deduction for seniors 65+

Indiana Over-65 Property Tax Deduction

Additional property tax deduction for Indiana homeowners age 65 or older. Provides supplemental assessed value reduction...

Property Tax Relief
Deduction for homeowners with disabilities

Indiana Disability Property Tax Deduction

Property tax deduction for Indiana homeowners with disabilities that prevent substantial gainful employment. Provides re...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Hammond

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