USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans at 1% fixed interest with up to 20-year repayment terms.

Loan at 1% fixed interest rate, repayment over up to 20 years

Key Details

  • Loan up to $40,000 at 1% fixed interest
  • Income at or below 50% AMI
  • Must be in eligible rural area
  • Up to 20-year repayment term
  • Covers repairs, improvements, accessibility

How to Apply

A grant-savvy contractor in Hammond, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hammond, IN

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