Find grants, rebates, forgivable loans, and free programs for Hammond, IN, filtered to your situation.
As of June 2026, 18 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hammond, IN, with individual awards up to $126,526. 2 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides free lead-based paint testing and hazard reduction services for Hammond homes built before 1978 with children u...
Federal weatherization program administered by IHCDA through Lake County Economic Development Corporation. Provides free...
HUD-funded statewide program to reduce lead-based paint hazards in pre-1978 homes. Provides free testing, risk assessmen...
Federal HOME funds administered by IHCDA for owner-occupied rehabilitation. Provides grants or forgivable loans for subs...
Low-interest loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. L...
Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Does not need ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will live. Covers ...
Free in-home energy assessment for NIPSCO customers in Hammond. Includes free energy-saving products installed on-site s...
Rebates for NIPSCO customers who install qualifying high-efficiency natural gas furnaces, boilers, or water heaters. Reb...
Rebate for NIPSCO natural gas customers who purchase and install a qualifying smart thermostat. Smart thermostats help r...
Free energy efficiency improvements for income-qualified NIPSCO customers. Services include insulation, air sealing, fur...
Federal solar investment tax credit (ITC) provides 30% tax credit for residential solar installations in Indiana. Reduce...
Net metering program for NIPSCO customers with solar or other renewable energy systems. Allows customers to receive cred...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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18 programs are currently listed for Hammond, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hammond, 13 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.