USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program offering low-interest loans (1% fixed) up to $40,000 and grants up to $10,000 for homeowners 62+ to repair, improve, or remove health and safety hazards in rural areas. Hampton qualifies as a rural area under USDA guidelines.

Combination of low-interest loan and senior grant if age 62+

Key Details

• Loans up to $40,000 at 1% interest for 20 years
• Grants up to $10,000 for homeowners age 62+
• Very low income households (50% AMI or below)
• Remove health/safety hazards, accessibility improvements
• Hampton qualifies as USDA rural area

How to Apply

A grant-savvy contractor in Hampton, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round